USDA ELIGIBLE! Welcome to this stunning, move-in-ready 3-bedroom, 3-full-bath home nestled in the highly desirable Derby Woods neighborhood. With 2,131 sq. ft. of well-maintained living space and an effective age of 2016, this home offers modern comfort and timeless charm. Step inside to find an open floor plan, perfect for family gatherings and entertaining. The kitchen boasts stainless steel appliances, a gas stove, and granite countertops, complemented by under-cabinet lighting and crisp clean feel. Thoughtful features like pocket doors and a wood-burning fireplace add to the home's appeal. This home also features a bonus room, offering versatile space that can be used as an office, game room, or kids' playroom--tailored to suit your needs. The exterior is equally impressive, featuring a spacious 250 sq. ft. covered patio, ideal for relaxing or hosting outdoor events. A storage shed provides additional space for tools and equipment, and the 2-car garage ensures ample parking. With a roof and windows replaced in 2016, this home is built to last. It's USDA and VA loan eligible, making it a fantastic option for first-time buyers and military families. Conveniently located just 19 miles from Tyndall AFB, it's a prime spot for those working at the base. Don't miss your chance to own this beautiful home in one of Lynn Haven's most sought-after neighborhoods! Schedule your showing today!