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For Sale

9900 S Thomas Drive 820

9900 S Thomas Drive 820, Panama City Beach, FL 32408

$465,000
DIRECT GULF VIEWS. SAME-LEVEL DEEDED PARKING. TURNKEY 2026 DESIGNER UPDATE.

Shores of Panama Unit 820 is a beautifully updated Type L floor plan positioned in the highly desired 20 stack at Shores of Panama in Panama City Beach, Florida. Located on the 8th floor, this 2-bedroom, 2.5-bath condo also includes a private bunk room, creating three separate sleeping areas with accommodations for up to 8 guests. This desirable elevation sits above the palm trees while maintaining a strong connection to the beach, Gulf, and resort pool below.

The 20 stack faces directly south, offering straight-on Gulf views and a front-row perspective over the expansive lagoon-style pool that has made Shores of Panama one of the most recognizable vacation resorts in Panama City Beach.

Completely redecorated by a professional interior designer in 2026, this turnkey condo features fresh paint, all-new furniture, rugs, artwork, decor, lighting fixtures, and ceiling fans throughout. The fully equipped kitchen includes granite countertops and brand-new stainless steel appliances, while the open living area connects directly to the oversized balcony.

One of the standout features of Unit 820 is the spacious 32-foot balcony, furnished with high-top Polywood furniture and positioned for exceptional Gulf, beach, and pool views. This outdoor space gives the condo the kind of front-row Panama City Beach experience that buyers often seek at Shores of Panama.
The Gulf-front primary suite includes direct balcony access and beautiful water views. The guest bedroom and private bunk room add flexibility for owners and rental guests, while the stackable washer and dryer provide added convenience. Additional updates include a new HVAC system installed in 2024 and a water heater replaced in 2017. Unit 820 is being sold fully furnished and rental ready.

A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting.

Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar.

Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.

HOA dues are $3,705.85 per quarter. All information is believed to be accurate but should be verified by buyers if important.

2
beds

3
baths

1,102 Sq.Ft. LIVING AREA

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Schedule a Showing

We would love to show you our beautiful property. Please select your preferred date and time below. An agent will be in touch shortly to confirm your appointment.

Schedule a Showing

We would love to show you our beautiful property. Please select your preferred date and time below. An agent will be in touch shortly to confirm your appointment.

Thank you for your interest in 9900 S Thomas Drive 820, Panama City Beach, FL 32408. We are reviewing your request and will be in touch shortly!
Alice De La Penha

Alice De La Penha

  • title Condominium and Residential Specialist | Real Estate Negotiation Expert | Military Relocation Professional
  • PHONE (850) 660-0609
  • EMAIL [email protected]
  • DRE # 3290518
Sean Casilli

Sean Casilli

Features & Amenities

Interior

  • total bedrooms2
  • Total bathrooms3
  • full bathrooms2
  • half bathroom1
  • Laundry room Stacked
  • APPLIANCES Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
  • other interior Features Smart Thermostat

Area & Lot

  • Status For Sale
  • Living Area1,102 Sq.Ft.
  • Total Area1,102 Sq.Ft.
  • MLS® ID790943
  • TypeCondo
  • YEAR BUILT2007
  • NeighborhoodPanama City Beach FL
  • Architecture StylesHigh Rise
  • Water FrontageGulf
  • View DescriptionGulf
  • Elementary SchoolBreakfast Point
  • Middle SchoolBreakfast Point
  • High SchoolArnold

Exterior

  • STORIES23
  • Garage Space1.0
  • utilitiesCable Connected, Electricity Available, High Speed Internet Available
  • PoolElectric Heat, Indoor, In Ground, Community
  • HEAT TYPECentral, Electric
  • AIR CONDITIONINGCentral Air
  • sewerPublic Sewer
  • HOA AmenitiesOther, See Remarks, Beach Rights, Barbecue
  • security FeaturesFire Sprinkler System, Security Gate, 24 Hour Security, Security Guard

Financial

  • Sales Price$465,000
  • Real Estate Tax $4,727/yr
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