The Cove

Discover The Cove, a charming and historic neighborhood in Panama City, FL. Offering scenic waterfront views, tree-lined streets, and a strong sense of community, The Cove is perfect for those seeking a serene living environment. Explore diverse real estate options and enjoy easy access to amenities, parks, and local attractions. Contact The Real Experts Group with Coldwell Banker Realty for your real estate needs in The Cove.

Welcome to The Cove


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The Cove Neighborhood Guide for Buyers and Sellers


Explore The Cove in Panama City, Florida

The Cove is a charming and historic neighborhood in Panama City, Florida, known for its scenic waterfront views, tree-lined streets, and a strong sense of community. This picturesque area is a blend of old Florida charm and modern conveniences, making it an ideal place for retirees, professionals, and those seeking a serene living environment.

Location: Nestled along the shores of St. Andrew Bay, The Cove is conveniently located near downtown Panama City. This prime location offers residents easy access to a variety of amenities, including shopping, dining, and entertainment options, while maintaining a peaceful and serene atmosphere.

Real Estate: The Cove features a diverse range of homes, from historic properties dating back to the early 20th century to more contemporary residences. The architecture is a mix of Colonial Revival, Mediterranean, and Florida cottage styles, providing a unique and visually appealing streetscape. Many homes boast spacious lots, mature landscaping, and stunning waterfront views.

Community and Lifestyle: Residents of The Cove enjoy a close-knit community with a friendly and welcoming atmosphere. The neighborhood hosts several events throughout the year, fostering a strong sense of camaraderie among neighbors. Popular activities include boating, fishing, and kayaking in the bay, as well as strolling or biking along the scenic streets.

Amenities: The Cove is served by highly-rated public and private schools, making it an attractive option for those with children. Notable schools in the area include Bay High School, Jinks Middle School, and Cove Elementary School. The neighborhood is home to several parks, including Joe Moody Harris Park and Massalina Bayou Park, offering residents ample opportunities for outdoor recreation. The nearby St. Andrews State Park provides even more options for hiking, swimming, and wildlife observation. The Cove's proximity to downtown Panama City means residents have easy access to a variety of shopping and dining options. From boutique shops and local eateries to popular chains and big-box stores, everything you need is just a short drive away.

Local Attractions: Just minutes from The Cove, downtown Panama City offers a vibrant arts and culture scene, with galleries, theaters, and museums to explore. The Panama City Center for the Arts and the Martin Theatre are popular destinations for art and entertainment enthusiasts. The Cove is home to several marinas and yacht clubs, providing ample opportunities for boating and sailing enthusiasts. The St. Andrews Marina and Panama City Marina are both nearby, offering docking facilities, boat rentals, and various marine services. The beautiful St. Andrew Bay is a central feature of The Cove, offering residents stunning waterfront views and a variety of water-based activities. Fishing, kayaking, paddleboarding, and boating are popular pastimes for those living in the area.

For Buyers: The Cove offers a variety of real estate options to suit different preferences and budgets. Whether you’re looking for a historic home with character or a more modern residence, this neighborhood has something to offer. The peaceful surroundings, combined with convenient access to amenities and attractions, make The Cove an attractive option for many buyers. The strong sense of community and array of activities ensure that there’s always something to do. Work with a knowledgeable local real estate agent to find the perfect home that meets your needs in this charming neighborhood.

For Sellers: Selling a home in The Cove can be a rewarding experience due to the neighborhood's desirability and unique appeal. Highlighting the scenic views, proximity to amenities, and the community’s friendly atmosphere can attract potential buyers. Make sure to emphasize any unique features of your home, such as historic details or modern upgrades, to stand out in the market. Pricing your home competitively and working with a skilled real estate agent can help you navigate the selling process smoothly and achieve the best possible outcome.

Conclusion: The Cove in Panama City, FL, is a desirable neighborhood that combines historic charm with modern amenities. Its prime location, diverse real estate options, and strong sense of community make it an ideal place to call home. Whether you're looking for a peaceful retreat, a vibrant community, or a blend of both, The Cove has something to offer everyone.

Let's Talk: For all your real estate needs in The Cove, contact The Real Experts Group with Coldwell Banker Realty. Let us help you find your dream home or sell your property with ease.



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Overview for The Cove, FL

3,590 people live in The Cove, where the median age is 47 and the average individual income is $45,700. Data provided by the U.S. Census Bureau.


Total Population

47 years

Median Age


Population Density Population Density This is the number of people per square mile in a neighborhood.


Average individual Income

Demographics and Employment Data for The Cove, FL

The Cove has 1,688 households, with an average household size of 2. Data provided by the U.S. Census Bureau. Here’s what the people living in The Cove do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 3,590 people call The Cove home. The population density is 3,286.792 and the largest age group is Data provided by the U.S. Census Bureau.


Total Population


Population Density Population Density This is the number of people per square mile in a neighborhood.


Median Age

47.38 / 52.59%

Men vs Women

Population by Age Group


0-9 Years


10-17 Years


18-24 Years


25-64 Years


65-74 Years


75+ Years

Education Level

  • Less Than 9th Grade
  • High School Degree
  • Associate Degree
  • Bachelor Degree
  • Graduate Degree

Total Households


Average Household Size


Average individual Income

Households with Children

With Children:

Without Children:

Marital Status


Blue vs White Collar Workers

Blue Collar:

White Collar:

Commute Time

0 to 14 Minutes
15 to 29 Minutes
30 to 59 Minutes
60+ Minutes

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